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Housing policy can be directly linked to economic growth. We have developed a range of schemes to help first-time buyers buy their first property, and help existing homeowners move home.

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Background

Low-cost Initiative for First Time Buyers (LIFT) shared equity schemes help first-time buyers on low to moderate incomes to buy a home. There are two main shared equity schemes:

The Help to Buy (Scotland) schemes are shared equity schemes designed to help first-time buyers, and existing homeowners, to buy a new-build home from a home builder who is registered with the scheme. There are two Help to Buy schemes:

  • Help to Buy (Scotland) – helps first time buyers and existing homeowners to buy new-build homes in Scotland from a participating home builder
  • Help to Buy Small Developers – helps people buy a new-build home from small and medium-sized house builders

You can find further information on the Home Report and apply for the LIFT and Help to Buy schemes at mygov.scot.

Bills and legislation

The following legislation relates to the Home Report:

  • Part 3 of the Housing (Scotland) Act 2006 gives Ministers power to set regulations about the documents that need to be made available when a property is marketed for sale in Scotland.
  • the Housing (Scotland) Act 2006 (Prescribed Documents) Regulations 2008 sets out the documents sellers must give to potential buyers: the Single Survey, an Energy Report and a Property Questionnaire, which together form the Home Report. It also states the penalty for not doing so.
  • the Housing (Scotland) Act 2006 (Consequential Provisions) Order 2008. For the single survey to work, buyers must be able to rely on it. If buyers suffer a material loss due to a mistake in the Home Report, the surveyor will be liable to pay them damages. Sellers can also hold surveyors responsible for any problems with the survey.

Contact

Email: ceu@gov.scot

Telephone: 0300 244 4000

Post: Scottish Government
Housing and Social Justice Directorate
Victoria Quay
Edinburgh
EH6 6QQ