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Help to Buy (Scotland)

The Help to Buy (Scotland) scheme means people can purchase a new-build home without the need for a large deposit.

Help to Buy (Scotland): Affordable New Build and Smaller Developers Schemes has been extended to March 2021. An additional £100 million will be provided over 2019-20 and 2020-21.

We worked closely with the housebuilding industry and lenders to agree how the scheme will operate.

This funding, in combination with our original Help to Buy scheme, means we will help around 18,000 households to buy new-build homes.

How to apply for the Help to Buy (Scotland): affordable new build scheme is on the site.

Guidance for homebuying professionals

We have produced documentation and guidance for professionals using the Help to Buy (Scotland) scheme:

Registers of Scotland development plan approval

Registers of Scotland has developed a development plan approval service. The service provides support throughout the stages of registering new developments. You can search for approved developments on its website.

Funding and monitoring information

We collect information to monitor the Help to Buy (Scotland) Fund. This includes a regular report on the number of sales and financial information associated with this, the monitoring information report and a report on the characteristics of those who have participated in the fund. Monitoring information for the previous Help to Buy Scotland scheme is also available.

The analysis is broken down by broad geographic area and local authority. Some small numbers have been suppressed to avoid disclosure. Key points:

  • National findings: In the financial year 2016 to 2017 there were 2,370 sales with a total of £64 million of Scottish Government funding. The average Scottish Government equity stake was £27,000, while the average purchase price of a house bought through the scheme was £179,000.

  • Regional findings: In 2016 to 2017, most sales (1,120) occurred in West Scotland. There were fewest sales in the Highlands and Islands (110). The highest average purchase price (£203,000) and Scottish Government stake (£31,000) was in North-East Scotland. The lowest average purchase price (£174,000) was in Central Scotland and the lowest average Scottish Government stake (£26,000) was in West Scotland.

  • Local findings: In 2016 to 2017 most sales occurred in North Lanarkshire (320) followed closely by Glasgow (310). The average purchase price was highest in Aberdeen City (£217,000) followed by East Dunbartonshire (£212,000). It was lowest in the Orkney Isles (£151,000).